All auto insurance policies are not created equal. Typically the largest factors for choosing any auto insurance policy are the amount paid each month, called the premium, and the amount you pay if you need to use your insurance, called the deductible. Auto insurance coverage can vary greatly from bare minimum required by law up to maximum coverage to ensure that you are protected no matter what happens, and everything in between.
Just because you have had an accident, speeding ticket or a lapse in insurance in the past doesn’t mean that you have to pay a sky high premium or put up with bad service to get an affordable price. In Las Vegas you want to find an auto insurance broker that gives you exceptional service at a reasonable premium you can afford.
Here are a few questions you should consider.**
Does your auto insurance agent offer customized coverage, low rates, excellent service, financial stability, and 24/7 claims service? Your Las Vegas EINSURE auto insurance agents will do the shopping for you and get you the best rate possible with the coverage you want.
What Coverage Should I Consider?
Liability: Pays for damage caused to others if you are at fault in a covered accident, including the services of an attorney to defend you if you are sued after an accident.
Collision: Covers damage to your vehicle incurred as a result of a covered accident, regardless of fault.
Comprehensive Physical Damage: Pays for loss of or damage to an insured vehicle resulting from an incident other than a collision, such as theft, vandalism, hail, flood, fire or hitting an animal.
Personal Injury Protection (PIP): Pays your medical expenses and reimburses you for lost wages in a covered loss.
Uninsured/Underinsured Motorist: Pays for bodily injury to you and other passengers/drivers of your insured vehicle for accidents caused by uninsured or underinsured drivers.
Property Damage Liability: Pays for someone else’s vehicle or property if a covered driver is responsible for the damages. It also covers related legal defense and course costs.
Medical Payments: Pays for medical expenses due to injuries sustained in an automobile accident involving other drivers and their passengers.
Rental Reimbursement: This coverage pays for a rental vehicle when an insured automobile is unavailable due to a loss covered under Comprehensive or Collision. Standard rental reimbursement is $20.00 per day, but coverage may be increased at your option. Speak with your EINSURE Agent to learn more.
Ask about our specialized options:
- Emergency towing and labor costs
- Permanently installed excess electronic equipment
- Automobile death indemnity and total disability
- Customized vans and pickups** Typically applies to modifications for people with handicaps
- Antique autos*** Applies to vehicles 25+ years old and maintained primarily for exhibitions
- Golf carts
- Trailers and camper bodies**
Does your Auto Coverage include Small Claims Assistance?
If you are sued in a small claims as a result of a covered loss, EINSURE has options that will help you prepare your defense and will send a representative with you to court.
Am I Covered When I Rent a Car?
At EINSURE we provide coverage for vehicles you rent while in the U.S., U.S. territories, and Canada, subject to certain restrictions.****
What if I am in an Accident?
We provide our customers with 24/7 toll-free claims service. We’ll help you every step of the way to ensure that your claim is treated with the respect and attention that you deserve.
Receive your Free Quote for Auto Insurance today.
*Not all coverage types are offered in all states; available for an additional premium.
**Comprehensive and/or collision available
***Liability and/or physical damage available
****Coverage may not be required/available in all states. Please check with your eINSURE Insurance Agent for exact services available to you.