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ATV Insurance

Insurance for your ATV is much different than insurance for your personal vehicle. You use your all terrain vehicle (ATV) for a very different purposes than your daily automobile. You aren’t likely to pick up groceries in a sand rail or on the back of a four wheeler. When you ride your ATV you are having fun and worrying about an accident shouldn’t even enter your mind. We always encourage you to be safe when using these toys, but if something happens your EINSURE agent will make sure that you are covered.

The last thing anyone wants to think about after an accident is the coverage they didn’t have. Have your EINSURE agent take a look over your current policy and have peace of mind that you have solid ATV insurance.

Receive your Free ATV Insurance Quote Today.

Auto Insurance

Auto Insurance

All auto insurance policies are not created equal. Typically the largest factors for choosing any auto insurance policy are the amount paid each month, called the premium, and the amount you pay if you need to use your insurance, called the deductible. Auto insurance coverage can vary greatly from bare minimum required by law up to maximum coverage to ensure that you are protected no matter what happens, and everything in between.

Just because you have had an accident, speeding ticket or a lapse in insurance in the past doesn’t mean that you have to pay a sky high premium or put up with bad service to get an affordable price. In Las Vegas you want to find an auto insurance broker that gives you exceptional service at a reasonable premium you can afford.

Here are a few questions you should consider.**
Does your auto insurance agent offer customized coverage, low rates, excellent service, financial stability, and 24/7 claims service? Your Las Vegas EINSURE auto insurance agents will do the shopping for you and get you the best rate possible with the coverage you want.

What Coverage Should I Consider?

Liability: Pays for damage caused to others if you are at fault in a covered accident, including the services of an attorney to defend you if you are sued after an accident.

Collision: Covers damage to your vehicle incurred as a result of a covered accident, regardless of fault.

Comprehensive Physical Damage: Pays for loss of or damage to an insured vehicle  resulting from an incident other than a collision, such as theft, vandalism, hail, flood, fire or hitting an animal.

Personal Injury Protection (PIP): Pays your medical expenses and reimburses you for lost wages in a covered loss.

Uninsured/Underinsured Motorist: Pays for bodily injury to you and other passengers/drivers of your insured vehicle for accidents caused by uninsured or underinsured drivers.

Property Damage Liability: Pays for someone else’s vehicle or property if a covered driver is responsible for the damages. It also covers related legal defense and course costs.

Medical Payments: Pays for medical expenses due to injuries sustained in an automobile accident involving other drivers and their passengers.

Rental Reimbursement: This coverage pays for a rental vehicle when an insured automobile is unavailable due to a loss covered under Comprehensive or Collision. Standard rental reimbursement is $20.00 per day, but coverage may be increased at your option. Speak with your EINSURE Agent to learn more.

Ask about our specialized options:

  • Emergency towing and labor costs
  • Permanently installed excess electronic equipment
  • Automobile death indemnity and total disability
  • Customized vans and pickups** Typically applies to modifications for people with handicaps
  • Antique autos*** Applies to vehicles 25+ years old and maintained primarily for exhibitions
  • Golf carts
  • Trailers and camper bodies**

Does your Auto Coverage include Small Claims Assistance?
If you are sued in a small claims as a result of a covered loss, EINSURE has options that will help you prepare your defense and will send a representative with you to court.

Am I Covered When I Rent a Car?
At EINSURE we provide coverage for vehicles you rent while in the U.S., U.S. territories, and Canada, subject to certain restrictions.****

What if I am in an Accident?
We provide our customers with 24/7 toll-free claims service. We’ll help you every step of the way to ensure that your claim is treated with the respect and attention that you deserve.

Receive your Free Quote for Auto Insurance today.

Auto Insurance

*Not all coverage types are offered in all states; available for an additional premium.
**Comprehensive and/or collision available
***Liability and/or physical damage available
****Coverage may not be required/available in all states. Please check with your eINSURE Insurance Agent for exact services available to you.

Boat Insurance

Whether you use your boat or other personal watercraft daily, weekly or just a few times a year, you want to ensure that it has maximum protection for the premium you are paying. As a broker, EINSURE offers this specialized insurance through a variety of insurance coverage providers. That means we do the shopping for you to keep your coverage protection high and your premiums affordable.

We offer boat insurance coverage for the occasional captain or serious boatman, and on every level in between to ensure that not only you, but any passengers aboard your vessel are totally and completely protected while enjoying your boat. At your Las Vegas EINSURE office, we have plans to insure watercraft up to 50 feet in length and $250,000 in value (restrictions may apply), and wonderful options to fit your needs.

  • Total Loss Replacement – swaps your boat for a brand new one of similar make and quality
  • Agreed Value – protects your watercraft investment without the worry of depreciation for total losses.
  • Disappearing Deductibles – we lower your deductible by 25 percent for each claim-free renewal.
  • Fishing Equipment Replacement Cost – up to $10,000 for damaged or stolen tackle, rods, and reels.
  • Replacement Cost Personal Effects Coverage – protects your personal items while on board.
  • 24-Hour Roadside Assistance – we’ll tow any car, truck, or boat trailer that becomes disabled while hauling your boat, even if the vehicle’s not insured with Progressive. Plus, there’s no annual limit on your number of tows!
  • On-water towing.
  • Wreckage removal coverage.
  • Fuel Spill Liability
  • Medical Payments Coverage -including water sports, like tubing, wake-boarding and waterskiing.

Make sure that your boat insurance is with a trusted insurance provider from EINSURE.

Receive your Free Quote for Boat Insurance Today.

Auto Insurance

Business Insurance

Your business is your livelihood and with a customized business insurance policy you can protect that livelihood and secure your future. EINSURE offers business insurance policies to cover the variety of work related risks that could potentially result in lawsuits and devastating financial circumstances.

Your EINSURE business insurance broker will custom create a coverage policy to include general liability insurance, commercial vehicles and workers’ compensation, along with any other policies you may need. Rather than choosing a business insurance for its price, you should select an insurance broker that will provide you with the best rates and all the coverage you need to have peace of mind.

Business Insurance

Collector Car Insurance

A specialty insurance is necessary for your one-of-a-kind, original or antique automobile. As with most insurances there are a variety of insurance providers, all as unique as your collector car. You need an insurance broker that will take the time to explain the different collector car insurance policies you have available to you, for you to make a knowledgeable choice.

There are minimum coverage requirements and options depending on whether or not you use your classic, antique or collector car daily or for exhibitions. For instance, antique auto insurance typically apply to vehicles over 25 years old, and primarily maintained for exhibition, otherwise other lines may be better suited for your use.

Your Las Vegas EINSURE Agent will take the time to understand how you use your antique or collector car to get you the right amount of coverage at an affordable price.

Get your Free Quote for Collector Car Insurance Today.

Auto Insurance


Commercial Insurance

Your business is your livelihood and with a custom commercial insurance policy you can protect that livelihood and it’s assets, and secure your future. EINSURE offers commercial insurance policies to cover the variety of work related risks that could potentially result in lawsuits and devastating financial circumstances.

Your EINSURE commercial insurance broker will custom create a coverage policy to include general liability insurance, commercial auto and workers’ compensation, along with any other policies you may need. Rather than choosing a commercial insurance for its price, you should select an insurance broker that will provide you with the best rates and all the coverage you need to have peace of mind.

Business Insurance

Company Auto Insurance

Many factors contribute to the rates of your commercial auto insurance premium. These range from the type of business you perform to where you travel and even to your employees themselves.  At EINSURE we take the time to advise you what policies do and do not cover, allowing you to choose the amount of risk you are insuring.

As a brokerage, EINSURE offers Las Vegas many commercial auto insurance providers you won’t find elsewhere. Let our experience in tailoring the right commercial insurance solution save you money toward your bottom line.

Who needs Commercial Vehicle Insurance?

  • Does your business own or use vehicles?
  • Do your employees use your vehicles?

If you answered “yes” to any of these questions, then commercial vehicle insurance coverage may suit your needs. Commercial vehicle insurance was designed to protect a business and business owners just like you. Your independent Agent at eINSURE Las Vegas can assist you in designing a program that fits your needs at an affordable price.

EINSURE offers a custom tailored commercial vehicle coverage program that is designed to provide “peace of mind” at a competitive price. Some of the features of our program include:

  • Various types of discounts
  • Different payment options including a monthly plan and low down-payment.
  • Flexibility for drivers that have a “less than perfect” driving record
  • Coverage for small to medium-sized fleets of vehicles

Nevada law requires that you provide coverage for your vehicles. Because you are a business owner, you may have unique coverage needs requiring the help of a licensed professional. Infinity is available through EINSURE Agents. This team covers the Las Vegas valley and surrounding metro area, to provide you with affordable coverage options.

How much will commercial vehicle insurance cost me?

Insurance rates can vary significantly from one policy to another. The price depends on many different factors such as the number of drivers and vehicles, available discounts, and the way vehicles are used. Our goal is to make sure we provide you the most competitive rate possible with a payment plan that meets your budget.

Business Insurance

Condominium Owner Insurance

Like any homeowner line of coverage, condominium owner insurance will safeguard your possessions. It is typical that a condo association would have a master policy to cover the property, common areas and physical building structure. The items inside the condo, such as improvements and upgrades as well as all of your personal property are not covered under a master policy.

Protect yourself with condo insurance coverage for fire, vandalism and liability for property damage. If you already have insurance it only takes a few minutes to see if you are paying too much. We do the shopping for you and only offer the most trusted names in insurance policies for your coverage.

Personal Liability Insurance: Covers claims for property damage or bodily injury for which the condo unit owner is legally responsible.

Personal Property and Valuables: Replacement value for personal belongings such as clothing, furniture, appliances, jewelry, furs and heirlooms with limitations.

Medical Payments: Medical expenses for anyone outside the household who is injured while visiting.

Loss of Use: Pay for any costs above normal living expenses if damage prohibits the family from living in their condominium.

Loss Assessment: Covers the costs levied by a condominium association in the event of loss caused by a covered peril.

Receive your Free Quote for Condominium Owners Insurance Today.

Home Insurance

Critical Illness Insurance

There is no way to plan for a critical illness, and most other health insurance plans won’t assist if you have losses due to a critical illness. Under this type of a policy it is typical that a lump sum cash payment would be made to you, the policyholder, should you be diagnosed with any one of the critical illnesses listed in the insurance policy.

This is a highly specialized insurance coverage that requires a lot of attention to details such as which critical illnesses are listed, survival periods from diagnosis, and the specific terms as to when a diagnosis is considered valid. Allow your Las Vegas EINSURE broker to explain all of the benefits and options and learn how to get covered today

Get your Free Critical Illness Insurance Quote today.

Health, Life and Disability Insurance

Dental Insurance

We all know that we should see a dentist at least twice a year for a checkup and cleaning. How much you pay with or without insurance can be substantially different from one dental insurance provider to another. There are many different types of dental insurance policies available that vary depending on your need, and your out of pocket expense can vary greatly.

Have a real consultation about your dental insurance needs and get the protection you need to receive the dental care you deserve. You can be sure that an EINSURE insurance agent will give you a competitive quote.

Health, Life and Disability Insurance