Fire insurance or dwelling fire insurance can be a great protection after your home has been victim to a fire. Fires can cause major destruction of your home’s structure as well as all of your personal assets within the home. A solid line of fire insurance from the EINSURE will give you the peace of mind to know that in the event of a fire, you are covered.
Typical homeowners policies will not cover loss due to certain circumstances. We suggest dwelling fire insurance coverage to replace your possessions should a loss occur.
Having fire insurance offers you protection from named peril coverage, which means you are protected from loss caused by events included in the policy, and during the settlement we pay the actual cash value for a loss. We even have policies to upgrade to replacement cost. Our policies cover as many as four-family dwellings as well.
Other Structures: We cover your shed, detached garage and fence.
Reasonable Repairs: We reimburse reasonable expenses for repairs made to prevent additional damage, like covering a roof after a storm.
Loss of Rent: If your tenant moves our due to a loss, we will reimburse the lost rental income.
Debris Removal: We will help cover the cost of cleanup after a loss.
Fire Department service charge: many fire departments now charge for support. We will reimburse the cost.
Other optional coverages we carry include:
Personal Liability: If a guest is injured in your home, or if you accidentally injure someone or damage property away from your home, you may be liable. We offer several coverages.
Personal Property: We protect your belongings for the actual cash value.
Burglary: Burglary is the theft of personal property as part of a break in.
Vandalism: Add coverage for acts of malicious intent that damage your home.
Receive your Free Quote for Fire Insurance Today.