Your home is most likely the largest asset you have and for homeowners, insurance protection is an equally large aspect of owning a home. In the event of a loss, homeowners insurance will compensate you to purchase new possessions or to rebuild structural damages.
A solid homeowners insurance policy will also protect you in the event that someone should injure themselves in your home or you should suffer a financial loss to rebuild after a storm, fire, theft or earthquake.
Dwelling: Includes attached structures such as an attached garage or screened porch.
Other Structures: Provide funds to rebuild detached structures on the property such as a fence, tool shed or gazebo.
Medical Payments: Takes care of medical expenses for anyone outside the household who is injured while visiting.
Personal Property and Valuables: Offer the replacement value for personal belongings such as clothing, furniture, appliances, jewelry, fur and heirlooms.
Personal Liability Insurance: Cover claims for property damage or bodily injury for which the homeowners are legally responsible.
Loss of Use: Pay for any costs above normal living expenses if damage prohibits the family from living in their home.
Loss Assessment: Cover costs levied by a homeowners association in the event of a loss caused by a covered peril.
At EINSURE we do the shopping for you and custom tailor your homeowners policy. We offer traditional lines of homeowners insurance to the greater Las Vegas valley. We offer specialized options including:
Scheduled personal property (for jewelry, furs, heirlooms, etc.)
Home equipment protection (for air conditioning systems, electronics, pool equipment, etc.)
Rental to others (available for condominiums or other structures)
Increased loss assessment
Permitted incidental occupancies
Increased other structure coverage
Golf Cart liability
Expanded replacement cost terms
Water damage – sewers, drains and sumps coverage
Increased limit of liability – fungi, other microbes or rot endorsement (for mold damage)
Personal property value loss settlement
Limited Farm Liability
Receive your Free Quote for Homeowners Insurance Today.